Home Equity Loans

Borrow wisely against the value of your home with a fixed-rate home equity loan that allows you to budget a set monthly payment and receive your loan proceeds in one lump sum. Let the equity in your home work for you. Borrow for a remodeling project, vacation, education or even bill consolidation. Five to fifteen year terms, loans starting at $20,000.00 to $100,000.00, with competitive interest rates. Borrow up to 80% of your home’s appraised value including your outstanding first mortgage balance. The application process is quick and easy, with no closing costs! Our priority is to help you find the right Home Equity Loan so you can continue to make enhancements in your life.

Home Equity Line of Credit

Receive the financial flexibility you need. The home equity line of credit is a revolving credit line, which allows a draw period up to ten years. It bears a variable rate feature, with limits starting at $20,000.00 to $100,000.00 line of credit. You will be able to access the line of credit with the ease of utilizing checks. Borrow up to 80% of your home’s appraised value including your outstanding first mortgage balance. The application process is quick and easy, with no closing costs! As a need arises your home equity line of credit is always available, so there will be no financial stress in your future.

All Home Equity Loans/Lines have:

• No application or processing fees
• Easy automatic payment options
• Loans/Lines are required to remain open for a minimum of two years or an early prepayment penalty will apply