Main Share

Your savings dollars at the Credit Union are called “shares.” The funds you deposit into your Credit Union share (savings) account is in turn invested by the Credit Union or loaned to your fellow members.

Establish your The Andovers Federal Credit Union membership with a $25.00 deposit. Your main share savings account will begin to earn dividends when you achieve a $50.00 balance.
The main share is a basic savings account for your everyday needs and may be accessed at any ATM with the use of a debit card or ATM card. A balance of $25.00 is required at all times to avoid a monthly service charge.

The main share account is an excellent foundation for establishing savings habits, and is a requirement to maintain your membership with the Credit Union.

Happy savings!

Vacation Club Account

Our vacation club account is designed to help our members save up for vacation or to prepare for other large expenses.

Saving is easier when you have a goal and purpose in mind. The vacation club account has a minimum balance requirement of $5.00 to remain open from year to year. You can establish a specific amount to be transferred to this account from your payroll, main share and/or share draft account; weekly, biweekly and/or monthly, whichever is the most convenient to achieve your savings goals.

Holiday Club Account

A real Credit Union tradition is the holiday club account.

For years, members have enjoyed their holiday shopping even more knowing they had planned ahead with a Credit Union holiday club account. The holiday club account has a minimum balance requirement of $5.00 to remain open from year to year. You can save as much as you want each pay period or transfer funds from any of your The Andovers Federal Credit Union accounts.

Money Market Account

Money market accounts, like savings accounts, pay interest. These accounts are a safe place to deposit cash because like all of the deposit accounts at The Andovers Federal Credit Union, it is insured by the National Credit Union Administration (NCUA).

Our money market account offers a tiered interest rate based on your account balance. Open a money market account for as little as $2,500.00 and watch your money grow. Your money is not locked away, like in the case of a certificate of deposit. So, you can access it without penalty.