Personal Unsecured Loans
Either if it is a planned event or an unexpected crisis, our personal unsecured loans are available for our members. The amount you apply for can be as little as $500.00 or as large as $10,000.00 for up to 48 months. So, don’t deplete your savings, when a simple application and proof of income is all that is necessary to apply.
Overdraft Protection
Qualified applicants can obtain overdraft protection up to $500.00 when they open a draft checking account. Overdraft protection can help you from overdrawing your checking account, keep you from receiving returned check charges and assist you with any unforeseen circumstances, such as balancing errors, automatic deductions arriving earlier than scheduled, etc. An honest mistake in your checkbook leaves you a little short? Your overdraft protection will activate and protect your good credit and reputation.
Share Secured Loans
Borrow your own funds and pay a very low interest rate on your loan! Share secured loans are available up to 95% of the balance in your main share or certificate of deposit account. Everyone likes making good financial decisions. When you need a loan, borrowing against your The Andovers Federal Credit Union main share or certificate account is smart. As you’re paying your loan down, you’ll continue to earn interest on your principal savings balance.
Personal Loan Specials
To thank our loyal members, the Credit Union offers personal loan specials that vary month to month. To be informed of these monthly specials, please make certain we have your correct e-mail address on file. These special loan offers are available for a limited time only and are solely advertised via e-mail. Our personal loan specials are worth receiving that one e-mail a month.
All Personal Loans have:
- No prepayment penalty
- Preapprovals available
- No application or processing fees
- Easy automatic payment options
